Track who owes, who paid, and what's due today

Your lending ledger for solo and boutique lenders in the Philippines — borrowers, schedules, and capital in one place.

7-day free trial · then ₱999 every 30 days

Everything you need to run your ledger

Whole pesos only — no centavos. Built for field collection and day-to-day lending work.

Daily collection sheet

See who owes today, record cash collections in the field, and track collected vs scheduled for the day.

Borrower registry

Keep names, phones, addresses, and optional ID photos in one place — ready when you visit borrowers.

Loan ledger & schedules

Create loans with amortization previews, log payments, reverse mistakes, roll over balances, or write off bad debt.

Reports & capital pool

View profit, arrears, and monthly stats. Track your lending capital, injections, and cash in circulation.

How it works

  1. 1

    Sign in

    Use your email — we send a magic link, no password to remember.

  2. 2

    Set up your ledger

    Add your display name, contact details, and where borrowers pay you in person.

  3. 3

    Collect daily

    Add borrowers, create loans, and run your collection sheet every day.

About ₱33 a day for your whole lending ledger.

Unlimited borrowers and loans. ID photos and agreements included.

7-day free trial · then ₱999 every 30 days

  • Unlimited borrowers and loans
  • Daily collection sheet and full loan ledger
  • ID photos and signed agreements included
  • Reports, capital tracking, and Excel export

30 days

₱999

~₱33/day

per month

90 days

₱2,699

~₱30/day

per quarter

Pay with GCash or Maya when PayMongo billing goes live.

Questions or ready to subscribe? Email us — PayMongo checkout is coming soon. support@swertehon.app

Track who owes, who paid, and what's due today

Less than the cost of one missed collection. Your first week is free.